Consumer Help

Are you a victim of identity theft?

It is recommended that you check your personal credit report on a yearly basis. Carefully review your credit reports for possible fraudulent or suspicious activity and verify the accuracy of your name, social security number, address and employment.

Consumers who have been a victim of identity theft, should place a "fraud alert" on your credit report by contacting the credit bureaus listed below. For complete instructions and additional information, contact:
Federal Trade Commission Phone: 877-ID-THEFT or visit their web site at www.consumer.gov/idtheft

Equifax

Equifax - www.equifax.com
To order your report, call: 800-685-1111 or write:
P.O. Box 740241, Atlanta, GA 30374-0241

For Fraud Alerts, call: 800-525-6285 and write:
P.O. Box 740241, Atlanta, GA 30374-0241
Hearing impaired call 1-800-255-0056 and ask the operator to call the Auto Disclosure
Line at 1-800-685-1111 to request a copy of your report.

Experian

Experian - www.experian.com
To order your report, call: 888-EXPERIAN (397-3742) or write:
P.O. Box 2002, Allen TX 75013

For Fraud Alerts, call: 888-EXPERIAN (397-3742) and write:
P.O. Box 9530, Allen TX 75013
TDD: 1-800-972-0322

Trans Union

TransUnion - www.transunion.com
To order your report, call: 800-888-4213 or write:
P.O. Box 1000, Chester, PA 19022

For Fraud Alerts, call: 800-680-7289 and write:
Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634
TDD: 1-877-553-7803

Government agencies

Federal Trade Commission and ID Theft

Federal Trade Commission Phone: 877-ID-THEFT
www.consumer.gov

United States Postal Inspection Service

U.S. Postal Inspection Service www.usps.com/postalinspectors

To report the fraudulent use of your checks

Check Rite / Global Payments Phone: 800-638-4600
SCAN Phone: 800-262-7771
Tele-Check Phone: 800-710-9898
Chex Systems Phone: 800-328-5121

 
Consumer Credit Resources

Consumer Credit Resource Links

Annual Credit Report Request Service   Order your personal credit report.

Fair, Isaac FICO Guide Service   Order your personal FICO score

Federal Trade Commission   Consumer Protection

The Equal Credit Opportunity Act (ECOA)   View the The Equal Credit Opportunity Act (ECOA)

The Fair Credit Reporting Act   View the fair credit reporting act (FCRA guidelines)

United States Department of Justice

 

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