Metro 2 - Record Layouts
426 Base Segment — Character Format
|
| FIELD |
FIELD NAME |
REQUIRED* |
LENGTH |
| 0 |
Block Descriptor Word |
CM |
4 |
| 1 |
Record Descriptor Word (RDW) |
CM |
4 |
| 2 |
Processing Indicator |
CM |
1 |
| 3 |
Time Stamp |
CM |
14 |
| 4 |
Correction Indicator |
CM |
1 |
| 5 |
Identification Number |
CM |
20 |
| 6 |
Cycle Identifier |
CM |
2 |
| 7 |
Consumer Account Number |
Y |
30 |
| 8 |
Portfolio Type |
Y |
1 |
| 9 |
Account Type |
Y |
2 |
| 10 |
Date Opened |
Y |
8 |
| 11 |
Credit Limit |
A |
9 |
| 12 |
Highest Credit or Original Loan Amount |
Y |
9 |
| 13 |
Terms Duration |
Y |
3 |
| 14 |
Terms Frequency |
A |
1 |
| 15 |
Scheduled Monthly Payment Amount |
A |
9 |
| 16 |
Actual Payment Amount |
A |
9 |
| 17 A |
Account Status |
Y |
2 |
| 17 B |
Payment Rating |
A |
1 |
| 18 |
Payment History Profile |
Y |
24 |
| 19 |
Special Comment |
|
2 |
| 20 |
Compliance Condition Code |
A |
2 |
| 21 |
Current Balance |
Y |
9 |
| 22 |
Amount Past Due |
A |
9 |
| 23 |
Original Charge-off Amount |
A |
9 |
| 24 |
Billing Date |
Y |
8 |
| 25 |
FCRA Compliance/Date of First Delinquency |
A |
8 |
| 26 |
Date Closed |
A |
8 |
| 27 |
Date of Last Payment |
A |
8 |
| 28 |
Reserved |
|
17 |
| 29 |
Consumer Transaction Type |
|
1 |
| 30 |
Surname |
Y |
25 |
| 31 |
First Name |
Y |
20 |
| 32 |
Middle Name |
A |
20 |
| 33 |
Generation Code |
A |
1 |
| 34 |
Social Security Number |
HR |
9 |
| 35 |
Date of Birth |
HR |
8 |
| 36 |
Telephone Number |
|
10 |
| 37 |
ECOA Code |
Y |
1 |
| 38 |
Consumer Information Indicator |
A |
2 |
| 39 |
Country Code |
|
2 |
| 40 |
First Line of Address |
Y |
32 |
| 41 |
Second Line of Address |
A |
32 |
| 42 |
City |
Y |
20 |
| 43 |
State |
Y |
2 |
| 44 |
Postal/Zip Code |
Y |
9 |
| 45 |
Address Indicator |
|
1 |
| 46 |
Residence Code |
|
1 |
Required Fields:
- Y = Yes, Field is Always Required;
- A = Field is Required when Applicable to the Account Being Reported;
- HR = Highly Recommended as this Field Greatly Enhances Accuracy in Matching to the Correct Consumer
- CM = Generated by The Credit Manager.
CREDIT REPORTING RESOURCE GUIDE
Copyright 2003 © Consumer Data Industry Association
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