Credit Bureau Approved
Version Comparison
Compare features across Pro, Elite, and Elite+ editions of Credit Manager Metro 2 credit reporting software.
Feature Comparison Chart
Compare the different features of the Credit Manager software versions.
✓Supported by Credit Manager—Not supported by all software vendorsVariesVaries between other software vendors
| Feature | Pro | Elite | Elite+ | Other Vendors |
|---|---|---|---|---|
| Adheres to the latest Metro 2® format with up-to-date compliance validation. | ✓ | ✓ | ✓ | Varies |
| Import files from: Excel, CSV, XML, Fixed ASCII, Delimited, Metro 2® | ✓ | ✓ | ✓ | Varies |
| Free updates for minor software revisions | ✓ | ✓ | ✓ | Varies |
| Network compatible | ✓ | ✓ | ✓ | Varies |
| Unlimited, true multi-user support with record overwrite protection | ✓ | ✓ | ✓ | Varies |
| Compliance Checking (for accurate reporting) | ✓ | ✓ | ✓ | Varies |
| Encrypted backup that is only readable by your license. Safe for storage on third party cloud services | ✓ | ✓ | ✓ | Varies |
| Restore specific files, or all files, from a Credit Manager backup | ✓ | ✓ | ✓ | Varies |
| Customer, statistical and geographical reports in PDF format | ✓ | ✓ | ✓ | Varies |
| Automated data clean-up (standardization) routines | ✓ | ✓ | ✓ | Varies |
| Log files and audit tracking | ✓ | ✓ | ✓ | Varies |
| AES-256 encrypted database to securely store your account information | ✓ | ✓ | ✓ | Varies |
| Extensive Help System to assist with accurate reporting and all software features. Intuitive F1 help on all fields with Metro 2® layout description | ✓ | ✓ | ✓ | Varies |
| Multiple company support | ✓ | ✓ | ✓ | Varies |
| Pre-defined and advanced database searches to easily locate your customers | ✓ | ✓ | ✓ | Varies |
| Batch edit | ✓ | ✓ | ✓ | Varies |
| CSV File Export | ✓ | ✓ | ✓ | Varies |
| Supports United States and Canadian reporting standards | ✓ | ✓ | ✓ | Varies |
| Direct (in-house) reporting to Equifax, Experian, TransUnion, Dun & Bradstreet, Innovis, Credit Builders Alliance, MicroBilt and more. | ✓ | ✓ | ✓ | Varies |
| Bureau uploads via HTTPS, SFTP or removable media | ✓ | ✓ | ✓ | Varies |
| CSV compliance export using unique compliance codes | ✓ | ✓ | ✓ | Varies |
| Audit Tracking | ✓ | ✓ | ✓ | Varies |
| Reports more than 50,000 accounts (high volume reporting) | — | ✓ | ✓ | Varies |
| Database Import from SQLite | — | ✓ | ✓ | Varies |
| Definable user account permissions | — | ✓ | ✓ | Varies |
| Audit tracking by user accounts | — | ✓ | ✓ | Varies |
| Command line automation (Import, Send, Purge, and more) | — | ✓ | ✓ | Varies |
| Suppress Compliance warnings | — | ✓ | ✓ | Varies |
| Automated Secure batch SFTP uploads to all bureaus | — | ✓ | ✓ | Varies |
| 36 User definable fields including dates, dollars and comments | — | ✓ | ✓ | Varies |
| Save Advance Search queries | — | ✓ | ✓ | Varies |
| Variable length Metro 2® file creation | — | ✓ | ✓ | Varies |
| Audit history searches | — | ✓ | ✓ | Varies |
| Supports Experian's Member Identifier File (MIF) for reporting rental properties | — | — | ✓ | Varies |
| User account logins with password protection (per license) | (1) Admin | Unlimited | Unlimited | Varies |
| Number of Record ID's (Positions 21–40) to uniquely identify multiple companies or properties reported within a single Metro 2® file. | Two | Six | Unlimited | One |
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