Third party processing/Stacking services are used by companies who are unable to report directly (in-house); to the credit bureaus or businesses who want to use our easy credit reporting up-load services.How to report credit using a third-party processor/stacking service:
For additional information: How To Report Credit
Please Note: Consumers (Individuals) reporting personal loans are not eligible to use this service.
Our prompt credit reporting service, forwards accounts to the credit bureaus, Equifax, Experian, Innovis and TransUnion, on a weekly basis. This provides the quickest updates possible. The Service Bureau also provides extensive Metro 2® compliance checks with error reports and archives the accounts we forward for 12 months.
|United States||Metro 2®|
|Reporting to one credit bureau||$100 *|
|Reporting to two credit bureaus||$150 *|
|Reporting to three credit bureaus||$200 *|
|Reporting to four credit bureaus||$250 *|
Note: These charges apply to each batch of accounts, not each individual account. Processing fees are billed each time you upload a batch of accounts.
Processing fees are applicable up to 1200 accounts or 2MB. We will accept a larger number of accounts for $8 per megabyte after the first 2MB. Note: Prices are subject to change and all services must be pre-paid.
The credit bureaus (Equifax, Experian, Innovis, TransUnion) require monthly updates when reporting through a processor or direct reporting.